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Insurance

Are you considering your next steps after successfully completing one of our accredited beauty courses at The Online Beauty Courses US? We are committed to supporting you at every stage of your beauty career journey. This page is dedicated to helping you understand the importance of insurance coverage as you put your newly acquired skills into practice.

As a student of The Online Beauty Courses US, you have the opportunity to obtain insurance coverage from various insurance providers upon completing any of our accredited courses. However, it is advisable to first check with your existing insurance provider or reach out to the options listed below before purchasing any course. Below, we provide a breakdown of the key considerations to ensure you are fully protected in the event of any accidents or incidents while performing beauty treatments:

Professional Liability Coverage

Professional Liability Coverage, also known as Errors and Omissions (E&O) Insurance, is essential for beauticians who have completed your courses as it safeguards them against legal claims and lawsuits related to professional errors or negligence in beauty services. This coverage covers legal defense costs, preserves professional reputation, and instills client confidence. In some regions, it may also be a licensing requirement for beauticians.

General Liability Coverage

General Liability Coverage is crucial for beauticians who have completed your courses as it provides protection against bodily injury, property damage, or personal injury claims that may occur at their salon or during mobile beauty services. This coverage includes legal defense costs and helps maintain a positive professional image, instilling confidence in clients. Additionally, some regions may require it as part of the licensing process for beauticians.

Product Coverage

Product Coverage is vital for beauticians who have finished your courses as it offers protection in case a client experiences an adverse reaction or injury due to beauty products used during treatments. This coverage helps cover legal expenses and potential settlements, ensuring that beauticians can continue to provide quality services with confidence. Product coverage may be a prerequisite for obtaining a beautician’s license or operating a beauty business in certain areas.

Rental Premises Coverage

Rental Premises Coverage is essential for beauticians who have completed your courses as it provides insurance protection for any damage or accidents that may occur at the rented salon or treatment location. This coverage ensures that the beautician is not financially liable for property damage or injuries that happen on the premises, offering peace of mind while practicing their craft. Additionally, it may be required by landlords or as part of business licensing in certain areas.

Identity Theft Coverage

Identity Theft Coverage can be valuable for beauticians who have completed your courses as it helps protect against the financial and legal consequences of identity theft. This coverage assists in covering expenses related to identity theft resolution, such as legal fees and lost wages, allowing beauticians to focus on their career without undue stress. While not directly related to beauty services, identity theft coverage offers personal financial security in an increasingly digital world.

Stolen Equipment Coverage

Stolen Equipment Coverage is a valuable asset for beauticians who have completed your courses as it provides insurance protection for stolen or damaged equipment essential for their profession. This coverage ensures that beauticians can quickly replace stolen or damaged tools, enabling them to continue offering their services without significant disruption. It safeguards against financial losses resulting from theft or unexpected equipment damage.

Please Note: 

Each state’s regulations differ for providing beauty services. The Online Beauty Courses US is not responsible for meeting any regulations that individuals need to comply with in regard to their own state or country’s insurance, license and standards. 


After you have completed our courses, you will need to gain insurance or licensing. We recommend a few companies that we have partnered up with in order to make it easier for our students:

Elite Beauty Society

insurance

Professional Programme Insurance Brokerage (PPICorp)

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